Affordable insurance that provides financial security for your home and family should tragedy strike. Apply for Mortgage Insurance in minutes No medical exams or blood tests Just a few health questions online Get same-day coverage on affordable policies.

What Is Mortgage Protection Insurance?

Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.

Mortgage protection insurance is right for you if you want to:

Protect your most valuable asset

Ensure your loved ones never have to deal with the fear of losing their home

Provide financial security if the unthinkable happens

63% of families with children are dependent on two incomes.

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Advantages of Mortgage Protection Insurance

✔️ Provides a death benefit to pay off your mortgage in the event of your death

✔️ Pays your mortgage payments if you become disabled

✔️ Protects your mortgage payments in the event of critical illness

✔️ Provides benefits from a life insurance policy with generally affordable premiums

✔️ Achieves peace of mind for your home and family

How Mortgage Protection Works

Mortgage protection insurance functions much like other life insurance policies: You pay premiums to the insurance company to purchase a specific amount of mortgage protection coverage. Those premiums are based on your attained age and your health, as well as the value of your home and the payoff amount. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.

Protect your home, your loved ones, and your legacy.

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